Services

  • SHARES

    Your share account is considered your savings account and is designed to help you save money. Dividends are compounded daily and credited quarterly. A rate and fee schedule is available upon request.

  • CERTIFICATE OF DEPOSITS

    6 month, 12 month, 24 month. A rate schedule is available upon request.
    See the “Rate Information Tab” above for our current certificate rates.

  • LOANS

    We offer various types of loans such as: Signature Loans, Share Secured Loans, New and Used Vehicles, New and Used Boats, & RV’s Rates are subject to change.
    See the “Rate Information” Tab above for our current loan rates.

  • GAP Insurance

    In today’s market, during the first few years that you own your vehicle, the loan balance can be higher than the actual value of your vehicle as a result of depreciation. If your vehicle was totalled in an accident or stolen, would you be able to pay the difference between your insurance settlement and your loan balance? Guaranteed Auto Protection (GAP) Insurance will cover the difference between the market value of your vehicle and the loan balance. Before you finalize your auto loan ask for details about GAP insurance.

  • EXTENDED VEHICLE SERVICE PROTECTION

    Purchasing a vehicle  or is your warranty about to expire? Protecting this major investment with extended service protection makes sense. This insures your vehicle is always in the best working condition, and you can get to your job-site. Repair costs can add up, especially after the manufacturers warranty expires. The service contracts are very competitively priced, fully insured by large insurance company with integrity, $10+ billion in assets and an A+ Superior, A.M. Best rating. Just call us for more details.

  • LIFE AND DISABILITY INSURANCE

    Who will make your loan payments when you can’t? For cents per $100 borrowed, protect your credit union loan with disability and/or life insurance for you the borrower.
    See the “Rate Information” Tab above for our current loan rates.

  • MASTERCARD

    We do offer Mastercard. Our rate is presently at 13% APR*. This card does not have an annual fee or over-limit fee. There are fees for returned checks, stop payments on convenience checks,  convenience check reorders , and late fees.  *Annual Percentage Rate

    FOR  EXISTING MASTERCARD HOLDERS, PAY YOUR MONTHLY PAYMENT (AT NO CHARGE ) USING THIS EASY AND CONVENIENT LINK –  www.gotomycard.com

    For a copy of the IBEW 116 FCU credit card agreement and disclosure please contact us at 817-335-3658

  • SHARE DRAFT ACCOUNTS

    In banking terms this means checking accounts. A rate and fee schedule is available upon request.
    See the “Contact Us” Tab above. We are ready to answer all your questions about our share draft accounts.

  • INTERNET BANKING

    Our web address is ibew116fcu.org
    Access your account by selecting the “New User” and follow the directions to set your on-line banking.